{"id":1152,"date":"2023-04-05T14:34:02","date_gmt":"2023-04-05T12:34:02","guid":{"rendered":"https:\/\/www.joker.gg\/hr\/?p=1152"},"modified":"2025-10-01T14:05:03","modified_gmt":"2025-10-01T12:05:03","slug":"kako-ulagati-u-etf","status":"publish","type":"post","link":"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/","title":{"rendered":"Kako ulagati u ETF-ove: Vodi\u010d za po\u010detnike 2025"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Fondovi kojima se trguje na burzi (ETF) relativno su jednostavan oblik ulaganja. ETF-ove je prili\u010dno jednostavno razumjeti i <strong>mogu generirati impresivne povrate<\/strong> bez puno tro\u0161kova ili truda. U ovom \u010dlanku Joker vam donosi ETF vodi\u010d za po\u010detnike: \u0160to je ETF, kako trgovati ETF-ovima i isplati li se ulagati u ETF-ove 2025.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sredstva kojima se trguje na burzi odn <u><a href=\"https:\/\/twitter.com\/cheruiyotkb\/status\/1516287108415209474\">ETF-ovi<\/a><\/u> mogu biti izvrsna ulazna to\u010dka na burzu za nove ulaga\u010de. ETF ima udjele u mnogo razli\u010ditih sredstava, a kupnjom udjela u fondu <strong>posjedujete malu poziciju u svakom od njegovih udjela<\/strong>. ETF-ovi olak\u0161avaju ulaga\u010dima stvaranje diverzificiranog portfelja, a mnogi fondovi napla\u0107uju samo male naknade, a istovremeno nude neke velike pogodnosti. Op\u0107enito su jeftine i obi\u010dno nose manji rizik od pojedina\u010dnih dionica.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Glavne zna\u010dajke:<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group has-mercury-clouds-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li>ETF fond je ko\u0161arica vrijednosnih papira kojima se trguje na burzi kao i dionicama<\/li>\n\n\n\n<li>ETF-ovi mogu sadr\u017eavati sve vrste ulaganja, uklju\u010duju\u0107i dionice, robu ili obveznice<\/li>\n\n\n\n<li>Cijene ETF-ova variraju tijekom dana jer se ETF-ovi kupuju i prodaju &#8211; za razliku od zajedni\u010dkih fondova koji trguju samo jednom dnevno pri zatvaranju tr\u017ei\u0161ta<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Zanimljivost <\/strong>: ETF&nbsp;fondovi stvoreni su nakon pada burze 1987. u SAD-u, kada su pasivna ulaganja postala nova stvar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"ub_table-of-contents\" data-showtext=\"show\" data-hidetext=\"hide\" data-scrolltype=\"auto\" id=\"ub_table-of-contents-19284e0d-0246-473f-87fd-34243c4bf74f\" data-initiallyhideonmobile=\"false\"\n                    data-initiallyshow=\"true\"><div class=\"ub_table-of-contents-header-container\"><div class=\"ub_table-of-contents-header\">\n                    <div class=\"ub_table-of-contents-title\"><strong>Sadr\u017eaj<\/strong>:<\/div><\/div><\/div><div class=\"ub_table-of-contents-extra-container\"><div class=\"ub_table-of-contents-container ub_table-of-contents-1-column \"><ul><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#0-%C5%A1to-je-etf-fond->\u0160to je ETF fond?<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#1-koja-je-razlika-izme%C4%91u-etf-fonda-i-zajedni%C4%8Dkog-fonda->Koja je razlika izme\u0111u ETF fonda i zajedni\u010dkog fonda?<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#2-koja-je-razlika-izme%C4%91u-etf-a-i-dionica->Koja je razlika izme\u0111u ETF-a i dionica?<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#3-etf-ovi-klju%C4%8Dni-pojmovi->ETF-ovi: klju\u010dni pojmovi<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#4-kako-kupiti-etf->Kako kupiti ETF?<\/a><ul><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#5-1-odlu%C4%8Dite-u-koji-etf-%C5%BEelite-ulagati->1. Odlu\u010dite u koji ETF \u017eelite ulagati<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#6-2-odlu%C4%8Dite-se-o-investicijskoj-strategiji->2. Odlu\u010dite se o investicijskoj strategiji<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#7-3-otvorite-ra%C4%8Dun-za-trgovanje->3. Otvorite ra\u010dun za trgovanje<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#8-4-zaklju%C4%8Dite-posao->4. Zaklju\u010dite posao<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#9-5-%C4%8Destitamo-va%C5%A1-investicijski-portfelj-sadr%C5%BEi-etf-fond->5. \u010cestitamo, va\u0161 investicijski portfelj sadr\u017ei ETF fond<\/a><\/li><\/ul><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#10-vrste-etf-ova->Vrste ETF-ova<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#11-etf-ovi-prednosti->ETF-ovi: Prednosti<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#12-etf-ovi-nedostaci->ETF-ovi: Nedostaci<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#13-kad-podvu%C4%8Demo-crtu->Kad podvu\u010demo crtu<\/a><ul><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#14-podelite-na%C5%A1-sadr%C5%BEaj-na-dru%C5%A1tvenim-mre%C5%BEama>Podelite na\u0161 sadr\u017eaj na dru\u0161tvenim mre\u017eama:<\/a><\/li><\/ul><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#15-%C4%8Desto-postavljana-pitanja->\u010cesto postavljana pitanja<\/a><\/li><\/ul><\/div><\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"0-%C5%A1to-je-etf-fond-\"><strong>\u0160to je ETF fond?<\/strong><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"300\" src=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-2.jpg\" alt=\"\" class=\"wp-image-4130\" srcset=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-2.jpg 1000w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-2-300x90.jpg 300w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-2-768x230.jpg 768w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-2-133x40.jpg 133w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-2-107x32.jpg 107w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-2-267x80.jpg 267w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-2-450x135.jpg 450w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">ETF (engl . exchange-traded fund) se tako zove <strong>jer se njime trguje na burzi<\/strong>, ba\u0161 kao i dionicama. Cijena dionica ETF-a varira tijekom dana trgovanja kako se dionice kupuju i prodaju na tr\u017ei\u0161tu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Poput zajedni\u010dkog fonda, ETF dr\u017ei pozicije u mnogo razli\u010ditih sredstava, obi\u010dno u <a href=\"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-dionice\/\">dionicama ili obveznicama<\/a>. Holdings obi\u010dno prati unaprijed odre\u0111eni indeks umjesto aktivnog ulaganja. Stoga su ETF-ovi obi\u010dno pasivna ulaganja. \u0160iroki raspon udjela fonda omogu\u0107uje diversifikaciju, \u0161to umanjuje (ali naravno ne eliminira) rizik. ETF-ovi su \u010desto <strong>fokusirani na odre\u0111enu vrstu imovine<\/strong> i ula\u017eu u odre\u0111enu kolekciju dionica, kao \u0161to su vrijednosne ili rastu\u0107e dionice, odre\u0111ene zemlje ili industrije i druge mogu\u0107e kategorije. Stoga ulaga\u010di mogu kupiti ETF-ove koji im daju ciljanu izlo\u017eenost odre\u0111enim vrstama imovine.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"1-koja-je-razlika-izme%C4%91u-etf-fonda-i-zajedni%C4%8Dkog-fonda-\"><strong>Koja je razlika izme\u0111u ETF fonda i zajedni\u010dkog fonda?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Klju\u010dna razlika izme\u0111u ove dvije vrste ulaganja je u <strong>na\u010dinu na koji se kupuju i prodaju<\/strong>. Cijena uzajamnih fondova odre\u0111uje se jednom dnevno, a obi\u010dno se ula\u017ee odre\u0111eni iznos u eurima. Mo\u017eete kupiti uzajamne fondove putem brokerske tvrtke ili izravno od izdavatelja, ali klju\u010dno je da transakcija nije trenutna.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">S druge strane, ETF fondovima se trguje poput <strong>dionica na glavnim burzama<\/strong>. Umjesto odre\u0111enog iznosa u dolarima, vi birate koliko dionica \u017eelite kupiti. Budu\u0107i da se njima trguje kao dionicama, cijene ETF-a neprestano se mijenjaju tijekom dana trgovanja, a dionice ETF-a mo\u017eete kupiti kad god je burza otvorena.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"2-koja-je-razlika-izme%C4%91u-etf-a-i-dionica-\"><strong>Koja je razlika izme\u0111u ETF-a i dionica?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">ETF-ovi se \u010desto sastoje od dionica ili obveznica, a jedan ETF mo\u017ee sadr\u017eavati <strong>vi\u0161e od 10 ili \u010dak<\/strong> <strong>vi\u0161e od 100 dionica<\/strong>. Vrijednost ETF-a temelji se na ponderiranom prosjeku tih udjela, dok cijena dionice predstavlja tr\u017ei\u0161nu procjenu tvrtke. Postoje jo\u0161 neke zna\u010dajne razlike:<\/p>\n\n\n\n<div class=\"wp-block-group has-mercury-clouds-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Pojedina\u010dne dionice su nestabilnije (i stoga rizi\u010dnije) <\/strong>: Pojedina\u010dna dionica je sama po sebi nestabilnija od skupa dionica. Nije neuobi\u010dajeno da dionica poraste ili padne 50% u godini, dok je to neuobi\u010dajeno za ETF.<\/li>\n\n\n\n<li><strong>Pojedina\u010dne dionice zahtijevaju vi\u0161e rada <\/strong>: Ulaganje u ETF-ove zahtijeva manje rada nego ulaganje u pojedina\u010dne dionice. Svaka pojedina\u010dna tvrtka ima svoja pitanja i nedoumice koje treba analizirati, \u0161to zahtijeva vrijeme i trud.<\/li>\n\n\n\n<li><strong>Pojedina\u010dne dionice ne napla\u0107uju omjer tro\u0161kova <\/strong>: Nasuprot tome, ETF napla\u0107uje stalan omjer tro\u0161kova, uz naknadu izra\u017eenu kao postotak va\u0161ih ulo\u017eenih sredstava.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"3-etf-ovi-klju%C4%8Dni-pojmovi-\"><strong>ETF-ovi: klju\u010dni pojmovi<\/strong><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"300\" src=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-3.jpg\" alt=\"\" class=\"wp-image-4131\" srcset=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-3.jpg 1000w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-3-300x90.jpg 300w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-3-768x230.jpg 768w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-3-133x40.jpg 133w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-3-107x32.jpg 107w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-3-267x80.jpg 267w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-3-450x135.jpg 450w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Prije nego \u0161to prije\u0111emo na trgovanje ETF fondovima,<strong> razjasnimo osnovne pojmove<\/strong> koje biste trebali znati.<\/p>\n\n\n\n<div class=\"wp-block-group has-mercury-clouds-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Pasivni i aktivni ETF-ovi <\/strong>: Postoje 2 osnovne vrste. Pasivni ETF-ovi (tako\u0111er poznati kao indeksni fondovi) jednostavno prate indeks dionica kao \u0161to je S&amp;P 500. Aktivni ETF-ovi anga\u017eiraju upravitelje portfelja da ula\u017eu njihov novac u njihovo ime. Pasivni ETF-ovi stoga nastoje posti\u0107i performanse indeksa. Aktivni ETF-ovi nastoje nadma\u0161iti indeks.<\/li>\n\n\n\n<li><strong>Omjeri tro\u0161kova <\/strong>: ETF-ovi napla\u0107uju naknade koje se nazivaju omjeri tro\u0161kova<strong>. <\/strong>Omjer tro\u0161kova dat je kao godi\u0161nji postotak. Na primjer, omjer tro\u0161kova od 1% zna\u010di da \u0107ete za svakih 1000 dolara koje ulo\u017eite platiti 10 dolara tro\u0161kova. Ako su sve stvari jednake, u\u0161tedjet \u0107ete novac s ni\u017eim omjerom tro\u0161kova.<\/li>\n\n\n\n<li><strong>Pogre\u0161ka pra\u0107enja <\/strong>: ne mo\u017ee se o\u010dekivati da ETF fondovi ostvare prinose identi\u010dne onima indeksa (kao \u0161to je Dow Jones Industrial Average).<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"4-kako-kupiti-etf-\"><strong>Kako kupiti ETF?<\/strong><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"300\" src=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-4.jpg\" alt=\"\" class=\"wp-image-4132\" srcset=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-4.jpg 1000w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-4-300x90.jpg 300w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-4-768x230.jpg 768w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-4-133x40.jpg 133w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-4-107x32.jpg 107w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-4-267x80.jpg 267w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-4-450x135.jpg 450w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">ETF-ovima <strong>se trguje na burzama<\/strong> poput obi\u010dnih dionica. Dobro je zapo\u010deti s ulaganjem nakon sljede\u0107ih koraka:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"5-1-odlu%C4%8Dite-u-koji-etf-%C5%BEelite-ulagati-\">1. <strong>Odlu\u010dite u koji ETF \u017eelite ulagati<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Danas je na tr\u017ei\u0161tu dostupno mnogo razli\u010ditih ETF-ova. Kada istra\u017eujete, imajte na umu da se ETF-ovi razlikuju od pojedina\u010dnih vrijednosnih papira kao \u0161to su dionice ili obveznice. Kada se odlu\u010dujete za ETF, morate razmotriti cjelokupnu sliku \u2013 <strong>u smislu sektora ili industrije<\/strong>. Kako biste lak\u0161e donijeli odluku, mo\u017eete si postaviti sljede\u0107a pitanja:<\/p>\n\n\n\n<div class=\"wp-block-group has-mercury-clouds-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li>Koji je va\u0161 vremenski okvir ulaganja?<\/li>\n\n\n\n<li>Ula\u017eete li zbog prihoda ili rasta?<\/li>\n\n\n\n<li>Postoje li neki sektori ili financijski instrumenti koji vas odu\u0161evljavaju?<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Primjeri popularnih ETF-ova:<\/p>\n\n\n\n<div class=\"wp-block-group has-mercury-clouds-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>SPDR S&amp;P 500 (SPY) <\/strong>&#8211; Spider je najstariji i najpoznatiji ETF koji prati S&amp;P 500 indeks.<\/li>\n\n\n\n<li><strong>IShares Russell 2000 (IWM) &#8211;  <\/strong>prati Russell 2000 indeks male kapitalizacije.<\/li>\n\n\n\n<li><strong>Invesco QQQ (QQQ) <\/strong>&#8211; Cubes prati Nasdaq 100 indeks, koji obi\u010dno sadr\u017ei tehnolo\u0161ke dionice.<\/li>\n\n\n\n<li><strong>SPDR Dow Jones Industrial Average (DIA) <\/strong>&#8211; dijamanti predstavljaju 30 dionica Dow Jones Industrial Averagea.  <\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"6-2-odlu%C4%8Dite-se-o-investicijskoj-strategiji-\">2. <strong>Odlu\u010dite se o investicijskoj strategiji<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ovdje trebamo napomenuti da <strong>ne trebate puno ulagati da biste zapo\u010deli<\/strong>, a najbolji brokeri ovih dana omogu\u0107uju vam kupnju dionica bez provizije za trgovanje. To zna\u010di da mo\u017eete prona\u0107i dionicu ETF-a ili djeli\u0107 dionice uz samo malo sitni\u0161a. S vremenom <a href=\"https:\/\/www.joker.gg\/hr\/savjeti-za-ulaganje-u-kripto\/\">gradite bogatstvo<\/a> nastavljaju\u0107i dodavati novac tr\u017ei\u0161tu. Tako \u0107ete na kraju saznati koja vam strategija najbolje odgovara.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ako ste po\u010detnik, dobra strategija trgovanja je <a href=\"https:\/\/www.joker.gg\/hr\/strategija-dollar-cost-averaging-dca\/\">usrednjavanje tro\u0161kova u dolarima<\/a>, pri \u010demu, bez obzira na raspolo\u017eenje na tr\u017ei\u0161tu, ula\u017eete odre\u0111eni iznos u redovitim intervalima (na primjer: 50 EUR svaki tjedan). To je zato \u0161to ujedna\u010dava povrate tijekom odre\u0111enog razdoblja i <strong>pru\u017ea discipliniran (za razliku od nasumi\u010dnog ili nestabilnog) pristupa ulaganju<\/strong>. Tako\u0111er poma\u017ee ulaga\u010dima po\u010detnicima da nau\u010de vi\u0161e o nijansama ulaganja u ETF-ove. Kako postaju vje\u0161tiji u trgovanju, ulaga\u010di mogu prije\u0107i na izazovnije strategije (kao \u0161to je swing).<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"7-3-otvorite-ra%C4%8Dun-za-trgovanje-\">3. <strong>Otvorite ra\u010dun za trgovanje<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Za kupnju ili prodaju ETF-ova potreban vam je brokerski ra\u010dun. Ve\u0107ina online brokera sada nudi <strong>trgovanje dionicama i ETF-ovima bez provizije<\/strong>, tako da cijena nije faktor. Najbolje je usporediti zna\u010dajke i platformu svakog brokera. Ako ste novi ulaga\u010d, mo\u017eda bi bilo dobro odabrati brokera koji nudi \u0161irok raspon obrazovnih zna\u010dajki. Postoji mnogo platformi za trgovanje, a neke od popularnijih u Sloveniji su: eToro, Vanguard Group, Fidelity Investments&#8230;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"8-4-zaklju%C4%8Dite-posao-\">4. <strong>Zaklju\u010dite posao<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Proces kupnje ETF fondova vrlo je <strong>sli\u010dan procesu kupnje dionica<\/strong>. Idite na odjeljak za trgovanje na web stranici va\u0161e platforme. Zatim \u0107ete kupiti ETF koriste\u0107i njegov simbol, sli\u010dno dionicama i <a href=\"https:\/\/www.joker.gg\/hr\/kriptovalute\/kako-kupiti\/\">kriptovalutama<\/a>. U nastavku predstavljamo osnovne uvjete trgovanja ETF-om za va\u0161e razumijevanje:<\/p>\n\n\n\n<div class=\"wp-block-group has-mercury-clouds-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Simbol oznake : <\/strong>Jedinstveni identifikator ETF skalda koji \u017eelite kupiti. Prije nastavka provjerite imate li ispravnu.<\/li>\n\n\n\n<li><strong>Cijena : <\/strong>Trenutna cijena trgovanja odre\u0111ena je ponudom (najvi\u0161a cijena koju su kupci spremni platiti) i potra\u017enjom (najni\u017ea cijena koju \u0107e prodava\u010di prihvatiti u zamjenu).<\/li>\n\n\n\n<li><strong>Broj dionica : <\/strong>Broj dionica koje \u017eelite kupiti.<\/li>\n\n\n\n<li><strong>Vrsta naloga <\/strong>: tr\u017ei\u0161ni nalog (kupnja \u0161to je prije mogu\u0107e po najboljoj dostupnoj cijeni), ograni\u010deni nalog (kupnja samo po odre\u0111enoj cijeni ili ni\u017eoj), stop nalog (kupnja kada se postigne odre\u0111ena cijena i zavr\u0161ite nalog), stop- ograni\u010deni nalog (Kada se dosegne zaustavna cijena, posao se pretvara u ograni\u010deni nalog i popunjava se do to\u010dke gdje se mogu ispuniti odre\u0111ena ograni\u010denja cijene).<\/li>\n\n\n\n<li><strong>Provizija <\/strong>: Cijena po transakciji koju \u0107e platforma naplatiti za uslugu. Ve\u0107ina velikih brokerskih ku\u0107a sada nudi ETF trgovanje bez provizije.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Prije naru\u010divanja mo\u017eete jo\u0161 jednom provjeriti je li sve &#8220;ba\u0161 kako treba&#8221;. Provjerite je li va\u0161a narud\u017eba postavljena kako je predvi\u0111eno: provjerite simbol (ponekad ETF-ovi imaju vrlo sli\u010dne simbole), vrstu narud\u017ebe i jeste li napravili pogre\u0161ku &#8220;debelog prsta&#8221; &#8211; na primjer, upisali ste 5000 dionica iako ste namjeravali kupiti njih samo 500.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"9-5-%C4%8Destitamo-va%C5%A1-investicijski-portfelj-sadr%C5%BEi-etf-fond-\">5. <strong>\u010cestitamo, va\u0161 investicijski portfelj sadr\u017ei ETF fond<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">ETF fondovi dio su dobro diverzificiranog portfelja i slu\u017ee kao prvi korak prema dugoro\u010dnom ulaganju na tr\u017ei\u0161ta. Ne morate <strong>stalno provjeravati cjenovne performanse ETF-a<\/strong>, ali tim informacijama mo\u017eete pristupiti kada vam zatrebaju provjerom simbola na web stranici va\u0161eg brokera ili upisivanjem u va\u0161 preglednik.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"10-vrste-etf-ova-\"><strong>Vrste ETF-ova<\/strong><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"300\" src=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-5.jpg\" alt=\"\" class=\"wp-image-4133\" srcset=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-5.jpg 1000w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-5-300x90.jpg 300w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-5-768x230.jpg 768w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-5-133x40.jpg 133w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-5-107x32.jpg 107w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-5-267x80.jpg 267w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-5-450x135.jpg 450w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Kao \u0161to smo ve\u0107 spomenuli, <strong>postoji \u0161irok raspon ETF fondova<\/strong>, unutar kojih mo\u017eete odabrati one koji su najbli\u017ei va\u0161im interesima i znanju ili su jednostavno idealni za odre\u0111eni dio va\u0161eg portfelja. Evo nekih popularnih vrsta:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Obvezni\u010dki ETF-ovi<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ova vrsta se koristi za pru\u017eanje <strong>redovitih prihoda investitorima<\/strong>. Njihova raspodjela prihoda ovisi o uspje\u0161nosti temeljnih obveznica. To mo\u017ee uklju\u010divati dr\u017eavne obveznice, korporativne obveznice te dr\u017eavne i lokalne obveznice koje se nazivaju op\u0107inske obveznice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Dioni\u010dki ETF-ovi<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To je ko\u0161arica dionica koja prati pojedinu industriju ili sektor. Na primjer, dioni\u010dki ETF <strong>mo\u017ee pratiti dionice automobila ili stranih dionica<\/strong>. Cilj je pru\u017eiti raznoliku izlo\u017eenost jednoj industriji koja uklju\u010duje uspje\u0161ne i nove sudionike s potencijalom rasta<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Industrijski odn sektorski ETF-ovi<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Usredoto\u010deni su na odre\u0111eni sektor. Na primjer, ETF energetskog sektora <strong>uklju\u010duje tvrtke koje posluju u tom sektoru<\/strong>. Ideja iza sektorskih ETF-ova je izlaganje usponima i padovima u toj industriji pra\u0107enjem uspje\u0161nosti tvrtki koje posluju u tom sektoru.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Robni ETF-ovi<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kao \u0161to ime sugerira, robni ETF-ovi ula\u017eu u robu, uklju\u010duju\u0107i sirovu naftu ili zlato. Njihova je primarna funkcija <strong>diverzificirati portfelj<\/strong> i posljedi\u010dno omogu\u0107iti za\u0161titu od negativnih posljedica. Drugo, dr\u017eanje dionica u robnom ETF-u jeftinije je od fizi\u010dkog posjedovanja robe, budu\u0107i da nema tro\u0161kova osiguranja ili skladi\u0161tenje.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Valutni ETF-ovi<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To je vrsta ETF fonda koji prati <strong>uspje\u0161nost valutnih parova <\/strong>koji se sastoje od doma\u0107ih i stranih valuta. Valutni ETF-ovi imaju nekoliko svrha. Mogu se koristiti za spekulacije o cijenama valuta na temelju politi\u010dkih i gospodarskih doga\u0111aja u zemljama.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>ETF-ovi s polugom<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ETF s leverid\u017eom nastoji posti\u0107i povrat koji je vi\u0161estruki (npr. 2x ili 3x) povrata temeljnih ulaganja. Na primjer, ako S&amp;P 500 poraste 1%, S&amp;P 500 ETF <strong>s 2\u00d7 polugom vratit \u0107e 2%<\/strong> (ali ako indeks padne 1%, ETF bi izgubio 2%). Ovi proizvodi koriste izvedenice kao \u0161to su opcije ili ro\u010dnice kako bi pove\u0107ali svoje povrate. Naravno, oni dolaze s ve\u0107im rizikom.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"11-etf-ovi-prednosti-\"><strong>ETF-ovi: Prednosti<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Hajde da se pozabavimo prednostima ulaganja u ETF-ove. Ove su neke pozitivne stvari koje mo\u017eete o\u010dekivati. <\/p>\n\n\n\n<div class=\"wp-block-group has-mercury-clouds-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Izlo\u017eenost: <\/strong>ETF-ovi osiguravaju izlo\u017eenost raznim dionicama, obveznicama i drugoj imovini.<\/li>\n\n\n\n<li><strong>Niski tro\u0161kovi <\/strong>: ETF-ovi su jedan od najboljih na\u010dina za ulaganje u diverzificirani portfelj po niskim tro\u0161kovima.<\/li>\n\n\n\n<li><strong>Cijene se osvje\u017eavaju tijekom dana <\/strong>: ETF-ovi se vrednuju i razmjenjuju tijekom dana trgovanja, omogu\u0107uju\u0107i ulaga\u010dima da djeluju na vijestima.<\/li>\n\n\n\n<li><strong>Uskla\u0111enost: <\/strong>ETF-ovi uklanjaju naga\u0111anja pri ulaganju u dionice i omogu\u0107uju ulaga\u010dima da vremenski usklade tr\u017ei\u0161ne rezultate.<\/li>\n\n\n\n<li><strong>Pasivno upravljano <\/strong>: ETF-ovima se obi\u010dno pasivno upravlja, \u0161to zna\u010di da jednostavno prate unaprijed odabrani indeks dionica ili obveznica. Istra\u017eivanja pokazuju da pasivno ulaganje ve\u0107inu vremena nadma\u0161uje aktivno ulaganje, a tako\u0111er je i jeftiniji pristup.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"12-etf-ovi-nedostaci-\"><strong>ETF-ovi: Nedostaci<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Naravno, osim pozitivnih, postoje i negativne okolnosti trgovine ETF-ovima. <\/p>\n\n\n\n<div class=\"wp-block-group has-mercury-clouds-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Potencijalno precijenjeni<\/strong>: Budu\u0107i da se njima trguje tijekom dana, ETF-ovi mogu postati precijenjeni u odnosu na svoje posjede. Stoga ulaga\u010di mogu platiti vi\u0161e za ETF od neto vrijednosti imovine fonda. To je rijetko i razlika je obi\u010dno vrlo mala, ali mo\u017ee se dogoditi.<\/li>\n\n\n\n<li><strong>Mali povrat: <\/strong>Budu\u0107i da su ETF-ovi ko\u0161arica razli\u010ditih dionica, nemaju toliki potencijal povrata kao kupnja pojedina\u010dnih dionica.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"13-kad-podvu%C4%8Demo-crtu-\"><strong>Kad podvu\u010demo crtu<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ulaganje je tro\u0161kovno u\u010dinkovit na\u010din izlaganja \u0161irokoj ko\u0161arici vrijednosnih papira uz ograni\u010den prora\u010dun. Ulaganje u ETF-ove <strong>prakti\u010dki je isto \u0161to i ulaganje u dionice<\/strong>. Osim toga, veliki internetski brokeri smanjili su naknade za trgovanje za ova ulaganja na nulu. Koncept je star tek nekoliko desetlje\u0107a, ali zbog dobre diversifikacije portfelja, \u0161irokog izbora sektora i relativne sigurnosti ulaganja nau\u0161trb &#8220;ko\u0161arice&#8221; s nekoliko dionica, dio je mnogih uspje\u0161nih trgovaca. ukoliko \u017eelite malo vi\u0161e da riskirate, predla\u017eemo da pogledate <a href=\"https:\/\/www.joker.gg\/hr\/top-gaming-kriptovalute-za-kupnju-2024\/\">kako se ula\u017ee u kriptovalute<\/a>. <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"14-podelite-na%C5%A1-sadr%C5%BEaj-na-dru%C5%A1tvenim-mre%C5%BEama\">Podelite na\u0161 sadr\u017eaj na dru\u0161tvenim mre\u017eama:<\/h3>\n\n\n<div class=\"wp-block-ub-social-share\" id=\"ub-social-share-6b3ee50e-272b-4f54-b67d-952c2590e6d4\">\n\t\t<div class=\"social-share-icons align-icons-center orientation-icons-row\"><a aria-label=\"facebook-logo\" target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fwww.joker.gg%2Fhr%2Fkako-ulagati-u-etf%2F&#038;title=Kako%20ulagati%20u%20ETF-ove%3A%20Vodi%C4%8D%20za%20po%C4%8Detnike%202025\" class=\"ub-social-share-facebook-container\">\n\t\t<span class=\"social-share-icon ub-social-share-facebook\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"fill:#1877f2\" fill=\"#1877f2\" width=\"20\" height=\"20\" viewBox=\"0 0 264 512\"><path d=\"M76.7 512V283H0v-91h76.7v-71.7C76.7 42.4 124.3 0 193.8 0c33.3 0 61.9 2.5 70.2 3.6V85h-48.2c-37.8 0-45.1 18-45.1 44.3V192H256l-11.7 91h-73.6v229\" \/><\/svg><\/span><span>share<\/span><\/a><a aria-label=\"twitter-logo\" target=\"_blank\" rel=\"nofollow\" href=\"http:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fwww.joker.gg%2Fhr%2Fkako-ulagati-u-etf%2F&#038;text=Kako%20ulagati%20u%20ETF-ove%3A%20Vodi%C4%8D%20za%20po%C4%8Detnike%202025\" class=\"ub-social-share-twitter-container\">\n\t\t<span class=\"social-share-icon ub-social-share-twitter\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"color:#1d9BF0\" fill=\"#1d9BF0\" width=\"20\" height=\"20\" viewBox=\"0 0 24 24\"><path d=\"M18.901 1.153h3.68l-8.04 9.19L24 22.846h-7.406l-5.8-7.584l-6.638 7.584H.474l8.6-9.83L0 1.154h7.594l5.243 6.932ZM17.61 20.644h2.039L6.486 3.24H4.298Z\" \/><\/svg><\/span><span>tweet<\/span><\/a><a aria-label=\"linkedin-logo\" target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https%3A%2F%2Fwww.joker.gg%2Fhr%2Fkako-ulagati-u-etf%2F\" class=\"ub-social-share-linkedin-container\">\n\t\t<span class=\"social-share-icon ub-social-share-linkedin\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"fill:#2867b2\" fill=\"#2867b2\" width=\"20\" height=\"20\" viewBox=\"0 0 448 512\"><path d=\"M100.3 480H7.4V180.9h92.9V480zM53.8 140.1C24.1 140.1 0 115.5 0 85.8 0 56.1 24.1 32 53.8 32c29.7 0 53.8 24.1 53.8 53.8 0 29.7-24.1 54.3-53.8 54.3zM448 480h-92.7V334.4c0-34.7-.7-79.2-48.3-79.2-48.3 0-55.7 37.7-55.7 76.7V480h-92.8V180.9h89.1v40.8h1.3c12.4-23.5 42.7-48.3 87.9-48.3 94 0 111.3 61.9 111.3 142.3V480z\" \/><\/svg><\/span><span>share<\/span><\/a><a aria-label=\"pinterest-logo\" target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/pinterest.com\/pin\/create\/button\/?&#038;url=https%3A%2F%2Fwww.joker.gg%2Fhr%2Fkako-ulagati-u-etf%2F&#038;description=Kako%20ulagati%20u%20ETF-ove%3A%20Vodi%C4%8D%20za%20po%C4%8Detnike%202025&#038;media=https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-1.jpg\" class=\"ub-social-share-pinterest-container\">\n\t\t<span class=\"social-share-icon ub-social-share-pinterest\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"fill:#e60023\" fill=\"#e60023\" width=\"20\" height=\"20\" viewBox=\"0 0 384 512\"><path d=\"M204 6.5C101.4 6.5 0 74.9 0 185.6 0 256 39.6 296 63.6 296c9.9 0 15.6-27.6 15.6-35.4 0-9.3-23.7-29.1-23.7-67.8 0-80.4 61.2-137.4 140.4-137.4 68.1 0 118.5 38.7 118.5 109.8 0 53.1-21.3 152.7-90.3 152.7-24.9 0-46.2-18-46.2-43.8 0-37.8 26.4-74.4 26.4-113.4 0-66.2-93.9-54.2-93.9 25.8 0 16.8 2.1 35.4 9.6 50.7-13.8 59.4-42 147.9-42 209.1 0 18.9 2.7 37.5 4.5 56.4 3.4 3.8 1.7 3.4 6.9 1.5 50.4-69 48.6-82.5 71.4-172.8 12.3 23.4 44.1 36 69.3 36 106.2 0 153.9-103.5 153.9-196.8C384 71.3 298.2 6.5 204 6.5z\" \/><\/svg><\/span><span>pin<\/span><\/a><a aria-label=\"reddit-logo\" target=\"_blank\" rel=\"nofollow\" href=\"http:\/\/www.reddit.com\/submit?url=https%3A%2F%2Fwww.joker.gg%2Fhr%2Fkako-ulagati-u-etf%2F&#038;title=Kako%20ulagati%20u%20ETF-ove%3A%20Vodi%C4%8D%20za%20po%C4%8Detnike%202025\" class=\"ub-social-share-reddit-container\">\n\t\t<span class=\"social-share-icon ub-social-share-reddit\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"fill:#ff4500\" fill=\"#ff4500\" width=\"20\" height=\"20\" viewBox=\"0 0 512 512\"><path d=\"M440.3 203.5c-15 0-28.2 6.2-37.9 15.9-35.7-24.7-83.8-40.6-137.1-42.3L293 52.3l88.2 19.8c0 21.6 17.6 39.2 39.2 39.2 22 0 39.7-18.1 39.7-39.7s-17.6-39.7-39.7-39.7c-15.4 0-28.7 9.3-35.3 22l-97.4-21.6c-4.9-1.3-9.7 2.2-11 7.1L246.3 177c-52.9 2.2-100.5 18.1-136.3 42.8-9.7-10.1-23.4-16.3-38.4-16.3-55.6 0-73.8 74.6-22.9 100.1-1.8 7.9-2.6 16.3-2.6 24.7 0 83.8 94.4 151.7 210.3 151.7 116.4 0 210.8-67.9 210.8-151.7 0-8.4-.9-17.2-3.1-25.1 49.9-25.6 31.5-99.7-23.8-99.7zM129.4 308.9c0-22 17.6-39.7 39.7-39.7 21.6 0 39.2 17.6 39.2 39.7 0 21.6-17.6 39.2-39.2 39.2-22 .1-39.7-17.6-39.7-39.2zm214.3 93.5c-36.4 36.4-139.1 36.4-175.5 0-4-3.5-4-9.7 0-13.7 3.5-3.5 9.7-3.5 13.2 0 27.8 28.5 120 29 149 0 3.5-3.5 9.7-3.5 13.2 0 4.1 4 4.1 10.2.1 13.7zm-.8-54.2c-21.6 0-39.2-17.6-39.2-39.2 0-22 17.6-39.7 39.2-39.7 22 0 39.7 17.6 39.7 39.7-.1 21.5-17.7 39.2-39.7 39.2z\" \/><\/svg><\/span><span>post<\/span><\/a><a aria-label=\"tumblr-logo\" target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.tumblr.com\/widgets\/share\/tool?canonicalUrl=https%3A%2F%2Fwww.joker.gg%2Fhr%2Fkako-ulagati-u-etf%2F&#038;title=Kako%20ulagati%20u%20ETF-ove%3A%20Vodi%C4%8D%20za%20po%C4%8Detnike%202025\" class=\"ub-social-share-tumblr-container\">\n\t\t<span class=\"social-share-icon ub-social-share-tumblr\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"fill:#001935\" fill=\"#001935\" width=\"20\" height=\"20\" viewBox=\"0 0 320 512\"><path d=\"M309.8 480.3c-13.6 14.5-50 31.7-97.4 31.7-120.8 0-147-88.8-147-140.6v-144H17.9c-5.5 0-10-4.5-10-10v-68c0-7.2 4.5-13.6 11.3-16 62-21.8 81.5-76 84.3-117.1.8-11 6.5-16.3 16.1-16.3h70.9c5.5 0 10 4.5 10 10v115.2h83c5.5 0 10 4.4 10 9.9v81.7c0 5.5-4.5 10-10 10h-83.4V360c0 34.2 23.7 53.6 68 35.8 4.8-1.9 9-3.2 12.7-2.2 3.5.9 5.8 3.4 7.4 7.9l22 64.3c1.8 5 3.3 10.6-.4 14.5z\" \/><\/svg><\/span><span>share<\/span><\/a><\/div>\n\t<\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"15-%C4%8Desto-postavljana-pitanja-\"><strong>\u010cesto postavljana pitanja<\/strong><\/h2>\n\n\n<div class=\"wp-block-ub-content-toggle\" id=\"ub-content-toggle-f720ae8c-584d-4c2b-b024-b8fbc7138c50\" data-mobilecollapse=\"true\" data-desktopcollapse=\"true\">\n<div class=\"wp-block-ub-content-toggle-accordion\">\n                <div class=\"wp-block-ub-content-toggle-accordion-title-wrap\"\" aria-controls=\"ub-content-toggle-panel-0-f720ae8c-584d-4c2b-b024-b8fbc7138c50\" tabindex=\"0\">\n                    <p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-f720ae8c-584d-4c2b-b024-b8fbc7138c50\"><strong>Kako funkcionira ETF fond?<\/strong><\/p><div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span>\n                    <\/div><\/div><div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-0-f720ae8c-584d-4c2b-b024-b8fbc7138c50\">\n\n<p class=\"wp-block-paragraph\">Pru\u017eatelj ETF-a kreira ETF na temelju odre\u0111ene metodologije i prodaje dionice tog fonda investitorima. Pru\u017eatelj zatim kupuje i prodaje vrijednosne papire koji \u010dine ETF portfelj.<\/p>\n\n<\/div><\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\">\n                <div class=\"wp-block-ub-content-toggle-accordion-title-wrap\"\" aria-controls=\"ub-content-toggle-panel-1-f720ae8c-584d-4c2b-b024-b8fbc7138c50\" tabindex=\"0\">\n                    <p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-f720ae8c-584d-4c2b-b024-b8fbc7138c50\"><strong>Koja je razlika izme\u0111u ETF-a i dionica?<\/strong><\/p><div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span>\n                    <\/div><\/div><div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-1-f720ae8c-584d-4c2b-b024-b8fbc7138c50\">\n\n<p class=\"wp-block-paragraph\">Umjesto kupnje pojedina\u010dnih dionica, investitor mo\u017ee jednostavno kupiti dionice fonda koji je namijenjen predstavljanju reprezentativnog presjeka \u0161ireg tr\u017ei\u0161ta.<\/p>\n\n<\/div><\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\">\n                <div class=\"wp-block-ub-content-toggle-accordion-title-wrap\"\" aria-controls=\"ub-content-toggle-panel-2-f720ae8c-584d-4c2b-b024-b8fbc7138c50\" tabindex=\"0\">\n                    <p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-f720ae8c-584d-4c2b-b024-b8fbc7138c50\"><strong>Je li ETF dobra investicija?<\/strong><\/p><div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span>\n                    <\/div><\/div><div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-2-f720ae8c-584d-4c2b-b024-b8fbc7138c50\">\n\n<p class=\"wp-block-paragraph\">ETF-ovi se smatraju niskorizi\u010dnim ulaganjima jer su jeftini i sadr\u017ee ko\u0161aricu dionica ili drugih vrijednosnih papira, \u0161to pove\u0107ava diverzifikaciju. Za ve\u0107inu ljudi oni su stoga idealna vrsta ulaganja koja se mo\u017ee koristiti za formiranje diverzificiranog portfelja.<\/p>\n\n<\/div><\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\">\n                <div class=\"wp-block-ub-content-toggle-accordion-title-wrap\"\" aria-controls=\"ub-content-toggle-panel-3-f720ae8c-584d-4c2b-b024-b8fbc7138c50\" tabindex=\"0\">\n                    <p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-f720ae8c-584d-4c2b-b024-b8fbc7138c50\"><strong>Kako mogu ulagati u ETF fond?<\/strong><\/p><div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span>\n                    <\/div><\/div><div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-3-f720ae8c-584d-4c2b-b024-b8fbc7138c50\">\n\n<p class=\"wp-block-paragraph\">Kupnja ETF-ova je jednostavna i obavlja se na sli\u010dan na\u010din kao i dionice. Prvo otvorite ra\u010dun kod brokera, odaberete svoj ETF nakon pa\u017eljive analize i kupite ga.<\/p>\n\n<\/div><\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\">\n                <div class=\"wp-block-ub-content-toggle-accordion-title-wrap\"\" aria-controls=\"ub-content-toggle-panel-4-f720ae8c-584d-4c2b-b024-b8fbc7138c50\" tabindex=\"0\">\n                    <p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-f720ae8c-584d-4c2b-b024-b8fbc7138c50\"><strong>Da li je pametno ulagati u kriptovalute?<\/strong><\/p><div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span>\n                    <\/div><\/div><div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-4-f720ae8c-584d-4c2b-b024-b8fbc7138c50\">\n\n<p class=\"wp-block-paragraph\">Ulaganje u virtuelne valute je ulaganje u budu\u0107nost. Naravno, nije jednostavno ulagati pametno u ne\u0161to \u0161to je mnogima nepoznato. Zato smo mi na portalu Joker.gg napravili niz \u010dlanaka kojima mo\u017eete da se edukujete i da pro\u0161irite svoje znanje o kriptovalutama. <\/p>\n\n<\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Fondovi kojima se trguje na burzi (ETF) relativno su jednostavan oblik ulaganja. ETF-ove je prili\u010dno jednostavno razumjeti i mogu generirati impresivne povrate bez puno tro\u0161kova ili truda. U ovom \u010dlanku Joker vam donosi ETF vodi\u010d za po\u010detnike: \u0160to je ETF, kako trgovati ETF-ovima i isplati li se ulagati u ETF-ove 2025. Sredstva kojima se trguje [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":4128,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","footnotes":""},"categories":[58],"tags":[5,64],"class_list":["post-1152","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investiranje","tag-bitcoin","tag-kripto"],"featured_image_src":"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-1.jpg","author_info":{"display_name":"Milosns.eth","author_link":"https:\/\/www.joker.gg\/hr\/author\/milosns-eth\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kako ulagati u ETF-ove: Vodi\u010d za po\u010detnike 2025 - Joker.gg<\/title>\n<meta name=\"description\" content=\"U ovom \u010dlanku Joker vam donosi ETF vodi\u010d za po\u010detnike: \u0160to je ETF, kako trgovati ETF-ovima i isplati li se ulagati u ETF-ove 2025.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kako ulagati u ETF-ove: Vodi\u010d za po\u010detnike 2025 - Joker.gg\" \/>\n<meta property=\"og:description\" content=\"U ovom \u010dlanku Joker vam donosi ETF vodi\u010d za po\u010detnike: \u0160to je ETF, kako trgovati ETF-ovima i isplati li se ulagati u ETF-ove 2025.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/\" \/>\n<meta property=\"og:site_name\" content=\"Joker.gg\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-05T12:34:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-01T12:05:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"450\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Milosns.eth\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napisao\/la\" \/>\n\t<meta name=\"twitter:data1\" content=\"Milosns.eth\" \/>\n\t<meta name=\"twitter:label2\" content=\"Procijenjeno vrijeme \u010ditanja\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 minuta\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/\"},\"author\":{\"name\":\"Milosns.eth\",\"@id\":\"https:\/\/www.joker.gg\/hr\/#\/schema\/person\/0c572b8d7f6277ac057c8fd2a26f07b4\"},\"headline\":\"Kako ulagati u ETF-ove: Vodi\u010d za po\u010detnike 2025\",\"datePublished\":\"2023-04-05T12:34:02+00:00\",\"dateModified\":\"2025-10-01T12:05:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/\"},\"wordCount\":2364,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.joker.gg\/hr\/#organization\"},\"keywords\":[\"Bitcoin\",\"Kripto\"],\"articleSection\":[\"Investiranje\"],\"inLanguage\":\"hr\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/\",\"url\":\"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/\",\"name\":\"Kako ulagati u ETF-ove: Vodi\u010d za po\u010detnike 2025 - Joker.gg\",\"isPartOf\":{\"@id\":\"https:\/\/www.joker.gg\/hr\/#website\"},\"datePublished\":\"2023-04-05T12:34:02+00:00\",\"dateModified\":\"2025-10-01T12:05:03+00:00\",\"description\":\"U ovom \u010dlanku Joker vam donosi ETF vodi\u010d za po\u010detnike: \u0160to je ETF, kako trgovati ETF-ovima i isplati li se ulagati u ETF-ove 2025.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#breadcrumb\"},\"inLanguage\":\"hr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Po\u010detna stranica\",\"item\":\"https:\/\/www.joker.gg\/hr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kako ulagati u ETF-ove: Vodi\u010d za po\u010detnike 2025\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.joker.gg\/hr\/#website\",\"url\":\"https:\/\/www.joker.gg\/hr\/\",\"name\":\"Joker.gg Hrvatska\",\"description\":\"Kriptovalute, NFT, ChatGPT, Gaming vijesti i vodi\u010di\",\"publisher\":{\"@id\":\"https:\/\/www.joker.gg\/hr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.joker.gg\/hr\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"hr\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.joker.gg\/hr\/#organization\",\"name\":\"Joker.gg Hrvatska\",\"url\":\"https:\/\/www.joker.gg\/hr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"hr\",\"@id\":\"https:\/\/www.joker.gg\/hr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/cropped-cropped-joker-gg-logo-v3-1-e1681989638825.png\",\"contentUrl\":\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/cropped-cropped-joker-gg-logo-v3-1-e1681989638825.png\",\"width\":173,\"height\":25,\"caption\":\"Joker.gg Hrvatska\"},\"image\":{\"@id\":\"https:\/\/www.joker.gg\/hr\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.joker.gg\/hr\/#\/schema\/person\/0c572b8d7f6277ac057c8fd2a26f07b4\",\"name\":\"Milosns.eth\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"hr\",\"@id\":\"https:\/\/www.joker.gg\/hr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ad54238e5a984b28acf6b9e7d3edb91e28e9df50e5511705cdbe50af15e9f8e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ad54238e5a984b28acf6b9e7d3edb91e28e9df50e5511705cdbe50af15e9f8e?s=96&d=mm&r=g\",\"caption\":\"Milosns.eth\"},\"url\":\"https:\/\/www.joker.gg\/hr\/author\/milosns-eth\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kako ulagati u ETF-ove: Vodi\u010d za po\u010detnike 2025 - Joker.gg","description":"U ovom \u010dlanku Joker vam donosi ETF vodi\u010d za po\u010detnike: \u0160to je ETF, kako trgovati ETF-ovima i isplati li se ulagati u ETF-ove 2025.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/","og_locale":"hr_HR","og_type":"article","og_title":"Kako ulagati u ETF-ove: Vodi\u010d za po\u010detnike 2025 - Joker.gg","og_description":"U ovom \u010dlanku Joker vam donosi ETF vodi\u010d za po\u010detnike: \u0160to je ETF, kako trgovati ETF-ovima i isplati li se ulagati u ETF-ove 2025.","og_url":"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/","og_site_name":"Joker.gg","article_published_time":"2023-04-05T12:34:02+00:00","article_modified_time":"2025-10-01T12:05:03+00:00","og_image":[{"width":800,"height":450,"url":"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/ETF-Joker-1.jpg","type":"image\/jpeg"}],"author":"Milosns.eth","twitter_card":"summary_large_image","twitter_misc":{"Napisao\/la":"Milosns.eth","Procijenjeno vrijeme \u010ditanja":"13 minuta"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#article","isPartOf":{"@id":"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/"},"author":{"name":"Milosns.eth","@id":"https:\/\/www.joker.gg\/hr\/#\/schema\/person\/0c572b8d7f6277ac057c8fd2a26f07b4"},"headline":"Kako ulagati u ETF-ove: Vodi\u010d za po\u010detnike 2025","datePublished":"2023-04-05T12:34:02+00:00","dateModified":"2025-10-01T12:05:03+00:00","mainEntityOfPage":{"@id":"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/"},"wordCount":2364,"commentCount":0,"publisher":{"@id":"https:\/\/www.joker.gg\/hr\/#organization"},"keywords":["Bitcoin","Kripto"],"articleSection":["Investiranje"],"inLanguage":"hr","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/","url":"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/","name":"Kako ulagati u ETF-ove: Vodi\u010d za po\u010detnike 2025 - Joker.gg","isPartOf":{"@id":"https:\/\/www.joker.gg\/hr\/#website"},"datePublished":"2023-04-05T12:34:02+00:00","dateModified":"2025-10-01T12:05:03+00:00","description":"U ovom \u010dlanku Joker vam donosi ETF vodi\u010d za po\u010detnike: \u0160to je ETF, kako trgovati ETF-ovima i isplati li se ulagati u ETF-ove 2025.","breadcrumb":{"@id":"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#breadcrumb"},"inLanguage":"hr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.joker.gg\/hr\/kako-ulagati-u-etf\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Po\u010detna stranica","item":"https:\/\/www.joker.gg\/hr\/"},{"@type":"ListItem","position":2,"name":"Kako ulagati u ETF-ove: Vodi\u010d za po\u010detnike 2025"}]},{"@type":"WebSite","@id":"https:\/\/www.joker.gg\/hr\/#website","url":"https:\/\/www.joker.gg\/hr\/","name":"Joker.gg Hrvatska","description":"Kriptovalute, NFT, ChatGPT, Gaming vijesti i vodi\u010di","publisher":{"@id":"https:\/\/www.joker.gg\/hr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.joker.gg\/hr\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"hr"},{"@type":"Organization","@id":"https:\/\/www.joker.gg\/hr\/#organization","name":"Joker.gg Hrvatska","url":"https:\/\/www.joker.gg\/hr\/","logo":{"@type":"ImageObject","inLanguage":"hr","@id":"https:\/\/www.joker.gg\/hr\/#\/schema\/logo\/image\/","url":"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/cropped-cropped-joker-gg-logo-v3-1-e1681989638825.png","contentUrl":"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2023\/04\/cropped-cropped-joker-gg-logo-v3-1-e1681989638825.png","width":173,"height":25,"caption":"Joker.gg Hrvatska"},"image":{"@id":"https:\/\/www.joker.gg\/hr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.joker.gg\/hr\/#\/schema\/person\/0c572b8d7f6277ac057c8fd2a26f07b4","name":"Milosns.eth","image":{"@type":"ImageObject","inLanguage":"hr","@id":"https:\/\/www.joker.gg\/hr\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6ad54238e5a984b28acf6b9e7d3edb91e28e9df50e5511705cdbe50af15e9f8e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6ad54238e5a984b28acf6b9e7d3edb91e28e9df50e5511705cdbe50af15e9f8e?s=96&d=mm&r=g","caption":"Milosns.eth"},"url":"https:\/\/www.joker.gg\/hr\/author\/milosns-eth\/"}]}},"_links":{"self":[{"href":"https:\/\/www.joker.gg\/hr\/wp-json\/wp\/v2\/posts\/1152","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.joker.gg\/hr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.joker.gg\/hr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.joker.gg\/hr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.joker.gg\/hr\/wp-json\/wp\/v2\/comments?post=1152"}],"version-history":[{"count":6,"href":"https:\/\/www.joker.gg\/hr\/wp-json\/wp\/v2\/posts\/1152\/revisions"}],"predecessor-version":[{"id":4135,"href":"https:\/\/www.joker.gg\/hr\/wp-json\/wp\/v2\/posts\/1152\/revisions\/4135"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.joker.gg\/hr\/wp-json\/wp\/v2\/media\/4128"}],"wp:attachment":[{"href":"https:\/\/www.joker.gg\/hr\/wp-json\/wp\/v2\/media?parent=1152"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.joker.gg\/hr\/wp-json\/wp\/v2\/categories?post=1152"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.joker.gg\/hr\/wp-json\/wp\/v2\/tags?post=1152"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}