{"id":670,"date":"2023-03-09T15:48:26","date_gmt":"2023-03-09T13:48:26","guid":{"rendered":"https:\/\/www.joker.gg\/hr\/?page_id=670"},"modified":"2025-04-11T12:43:48","modified_gmt":"2025-04-11T10:43:48","slug":"stablecoin","status":"publish","type":"page","link":"https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/","title":{"rendered":"\u0160to su stablecoini ili stabilni nov\u010di\u0107i?"},"content":{"rendered":"\n<p>Stablecoin je vrsta kriptovalute \u010dija je vrijednost vezana uz vanjsku imovinu, <strong>poput ameri\u010dkog dolara ili zlata<\/strong>, radi stabilizacije cijene. To je cjenovno stabilna digitalna imovina koja se pona\u0161a sli\u010dno kao fiat, ali zadr\u017eava mobilnost i korisnost kriptovalute. Na prvi pogled vrlo interesantna tema. Zbog toga smo se odlu\u010dili napraviti ovaj \u010dlanak. Pogledajmo \u0161to su stabilcoini, za\u0161to su va\u017eni i koji su najpopularniji. Tako\u0111er, napravi\u0107emo i paralelu sa najpopularnijim kriptovalutama, kao \u0161to su <a href=\"https:\/\/www.joker.gg\/hr\/kriptovalute\/bitcoin\/\">Bitcoin<\/a> i Ethereum.<\/p>\n\n\n\n<p><\/p>\n\n\n<div class=\"ub_table-of-contents\" data-showtext=\"show\" data-hidetext=\"hide\" data-scrolltype=\"auto\" id=\"ub_table-of-contents-809f04e9-151c-46ad-9213-9f7be84eb89d\" data-initiallyhideonmobile=\"false\"\n                    data-initiallyshow=\"true\"><div class=\"ub_table-of-contents-header-container\"><div class=\"ub_table-of-contents-header\">\n                    <div class=\"ub_table-of-contents-title\"><strong>Sadr\u017eaj:<\/strong><\/div><\/div><\/div><div class=\"ub_table-of-contents-extra-container\"><div class=\"ub_table-of-contents-container ub_table-of-contents-1-column \"><ul><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#0-kako-funkcioniraju-stabilni-nov%C4%8Di%C4%87i->Kako funkcioniraju stabilni nov\u010di\u0107i?<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#1-u-koje-svrhe-mo%C5%BEemo-koristiti-stablecoine->U koje svrhe mo\u017eemo koristiti stablecoine?<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#2-koje-vrste-stablecoina-poznajemo->Koje vrste stablecoina poznajemo?<\/a><ul><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#3-tradicionalno-osiguranje->Tradicionalno osiguranje<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#4-osiguranje-kriptovaluta->Osiguranje kriptovaluta<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#5-algoritamski-stabilni-nov%C4%8Di%C4%87i->Algoritamski stabilni nov\u010di\u0107i<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#6-robno-podr%C5%BEani-stabilni-nov%C4%8Di%C4%87i->Robno podr\u017eani stabilni nov\u010di\u0107i<\/a><\/li><\/ul><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#7-koji-su-najpopularniji-stabilcoini->Koji su najpopularniji stabilcoini?<\/a><ul><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#8-tether-usdt->Tether (USDT)<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#9-usd-kovanica-usdc->USD kovanica (USDC)<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#10-dai-dai->Dai (DAI)<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#11-binance-usd-busd->Binance USD (BUSD)<\/a><\/li><\/ul><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#12-stablecoin-nedostaci->Stablecoin: Nedostaci<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#13-%C5%A1to-ka%C5%BEu-regulatori->\u0160to ka\u017eu regulatori?<\/a><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#14-kad-podvu%C4%8Demo-crtu->Kad podvu\u010demo crtu<\/a><ul><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#15-podelite-na%C5%A1-sadr%C5%BEaj-na-dru%C5%A1tvenim-mre%C5%BEama>Podelite na\u0161 sadr\u017eaj na dru\u0161tvenim mre\u017eama:<\/a><\/li><\/ul><\/li><li><a href=https:\/\/www.joker.gg\/hr\/kriptovalute\/stablecoin\/#16-%C4%8Desto-postavljana-pitanja>\u010cesto postavljana pitanja<\/a><\/li><\/ul><\/div><\/div><\/div>\n\n\n<p><\/p>\n\n\n<div id=\"ub_divider_a02cab5a-f8cd-46af-8c4e-8301aa82580b\"><hr class=\"ub_divider\" ><\/hr><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"0-kako-funkcioniraju-stabilni-nov%C4%8Di%C4%87i-\"><strong>Kako funkcioniraju stabilni nov\u010di\u0107i?<\/strong><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"300\" src=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins.png\" alt=\"\" class=\"wp-image-3785\" srcset=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins.png 1000w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins-300x90.png 300w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins-768x230.png 768w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins-133x40.png 133w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins-107x32.png 107w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins-267x80.png 267w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins-450x135.png 450w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n<p>Kao i svaka nova klasa imovine, kriptovalute su tako\u0111er podlo\u017ene tr\u017ei\u0161nim silama, \u010dega smo mi ljubitelji ove klase bili bolno svjesni u posljednjih nekoliko mjeseci. Sukladno tome, mnogi projekti kriptovaluta aktivno istra\u017euju <strong>na\u010dine za smanjenje rizika i pove\u0107anje sudjelovanja u \u0161irem kripto ekosustavu<\/strong>. Trenutna rje\u0161enja znatno nadilaze kupnju, prodaju i stop naloge na konvencionalnim tr\u017ei\u0161tima.<\/p>\n\n\n\n<p>Nepredvidivost kriptovaluta u suprotnosti je s obi\u010dno stabilnim cijenama fiat novca, poput ameri\u010dkog dolara, ili druge imovine, poput zlata. Vrijednosti valuta poput dolara postupno se mijenjaju tijekom vremena. Ipak svakodnevne promjene u kriptovalutama znatno su drasti\u010dnije. Rezultat je potpuno <strong>novi podelement kripto tr\u017ei\u0161ta \u2013 stablecoins<\/strong>. Glavna zna\u010dajka ovih kovanica je upravo ono \u0161to im ime govori \u2013 <a href=\"https:\/\/www.joker.gg\/hr\/saveti-za-ulaganje-u-kriptovalute\/\">stabilna cijena<\/a>.<\/p>\n\n\n\n<p>Kombinacija stabilnosti tradicionalnih sredstava <strong>s fleksibilno\u0161\u0107u digitalnih sredstava<\/strong> pokazala se vrlo popularnom idejom. Milijarde dolara su se slile u stabilne kovanice kao \u0161to je Tether (USDT),<strong> <\/strong>jer su postali jedan od najpopularnijih na\u010dina za pohranjivanje i trgovanje vrijednostima u kripto ekosustavu. <\/p>\n\n\n\n<p>Bitne zna\u010dajke stablecoina:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\u2705 Otvoren, globalan i dostupan svima na Internetu 24 sata dnevno, 7 dana u tjednu.<\/td><\/tr><tr><td>\u2705 Stabilna cijena.<\/td><\/tr><tr><td>\u2705 Prijenos je brz, jeftin i siguran.<\/td><\/tr><tr><td>\u2705 Oni su digitalni i programabilni.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div id=\"ub_divider_09b0445f-f423-4721-a979-d2def1d930f7\"><hr class=\"ub_divider\" ><\/hr><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"1-u-koje-svrhe-mo%C5%BEemo-koristiti-stablecoine-\"><strong>U koje svrhe mo\u017eemo koristiti stablecoine?<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-group has-mercury-clouds-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Smanjenje volatilnosti portfelja<\/strong>: Vrijednost kriptovaluta kao \u0161to su bitcoin i <a href=\"https:\/\/www.joker.gg\/hr\/kriptovalute\/ethereum\/\">ether<\/a> uvelike varira &#8211; ponekad u roku od nekoliko minuta. Imovina koja je vezana za stabilniju valutu mo\u017ee kupcima i prodava\u010dima dati sigurnost da vrijednost njihovih tokena ne\u0107e nepredvidivo rasti ili pasti u bliskoj budu\u0107nosti.<\/li>\n\n\n\n<li><strong>Trgovanje ili pohranjivanje sredstava<\/strong>: Ne trebate bankovni ra\u010dun da biste dr\u017eali stabilne kovanice i lako ih je prenijeti. Mo\u017eete jednostavno slati stabilne kovanice po cijelom svijetu, \u010dak i na mjesta gdje je te\u0161ko do\u0107i do ameri\u010dkog dolara ili gdje je lokalna valuta nestabilna.<\/li>\n\n\n\n<li><strong>Zaradite kamate<\/strong>: Postoje jednostavni na\u010dini da zaradite kamate (obi\u010dno ve\u0107e od kamata koje bi ponudila banka) na va\u0161e ulaganje u stablecoin.<\/li>\n\n\n\n<li><strong>Prijenos novca uz niske naknade<\/strong>: Ljudi su slali milijune dolara u USDC stablecoinu i pla\u0107ali naknade za prijenos od samo jednog dolara.<\/li>\n\n\n\n<li><strong>Prekograni\u010dni prijenos novca<\/strong>: Brza obrada i niske<strong> <\/strong>transakcijske naknade \u010dine stabilne kovanice kao \u0161to je USDT dobrim izborom za slanje novca bilo gdje u svijetu.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n<div id=\"ub_divider_d2a7dbb4-410c-45e0-8b75-959f46f78405\"><hr class=\"ub_divider\" ><\/hr><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"2-koje-vrste-stablecoina-poznajemo-\"><strong>Koje vrste stablecoina poznajemo?<\/strong><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"300\" src=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins1.png\" alt=\"\" class=\"wp-image-3789\" srcset=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins1.png 1000w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins1-300x90.png 300w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins1-768x230.png 768w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins1-133x40.png 133w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins1-107x32.png 107w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins1-267x80.png 267w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins1-450x135.png 450w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n<p>Stabilni nov\u010di\u0107i imaju jednu od \u010detiri osnovne strukture kolaterala: <strong>fiat novac<\/strong>, <strong>kriptovalute<\/strong>, <strong>robu ili<\/strong> <strong>algoritme<\/strong>. Iako se temeljne strukture kolaterala mogu razlikovati, stablecoini prirodno uvijek te\u017ee istom cilju: stabilnosti. Pogledajmo osnovne vrste stablecoina. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"3-tradicionalno-osiguranje-\"><strong>Tradicionalno osiguranje<\/strong><\/h4>\n\n\n\n<p>Najpopularniji stablecoini podr\u017eani su fiat valutom u omjeru 1:1. Budu\u0107i da temeljni kolateral nije druga kriptovaluta, ova vrsta stablecoina<strong> smatra se imovinom (off chain)<\/strong>. Fiat kolateral ostaje u rezervi kod sredi\u0161njeg izdavatelja ili financijske institucije i mora ostati proporcionalan broju stablecoin tokena u optjecaju.<\/p>\n\n\n\n<p><strong>Primjer:<\/strong> ako izdavatelj ima 10 milijuna dolara u fiat valuti, mo\u017ee distribuirati samo 10 milijuna stabilnih kovanica, od kojih svaki vrijedi jedan dolar. Me\u0111u najve\u0107im stablecoinima u ovoj kategoriji po tr\u017ei\u0161noj vrijednosti su Tether (USDT), True USD (TUSD), Gemini Dollar (GUSD) i Paxos Standard (PAX).<\/p>\n\n\n<div id=\"ub_divider_881c5be6-c75f-434e-b2c7-bf579f7cdf08\"><hr class=\"ub_divider\" ><\/hr><\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"4-osiguranje-kriptovaluta-\"><strong>Osiguranje kriptovaluta<\/strong><\/h4>\n\n\n\n<p>Kao \u0161to naziv sugerira, ovi stabilni nov\u010di\u0107i osigurani su drugom kriptovalutom. Ovaj proces je on-chain i <a href=\"https:\/\/www.joker.gg\/hr\/sto-je-pametni-ugovor-smart-contract\/\">koristi pametne ugovore<\/a> umjesto oslanjanja na sredi\u0161njeg izdavatelja. Kada kupujete takve stablecoine, <strong>zaklju\u010davate svoju kriptovalutu u pametni ugovor<\/strong> i tako stje\u010dete tokene iste reprezentativne vrijednosti. Zatim mo\u017eete ponovno ulo\u017eiti svoj stablecoin u isti pametni ugovor i povu\u0107i izvorni iznos kolaterala. DAI je najistaknutiji stablecoin s ovim mehanizmom. To se ostvaruje kori\u0161tenjem osigurane du\u017eni\u010dke pozicije (collateralized debt position-CDP) preko tvrtke MakerDAO.<\/p>\n\n\n\n<p>Stabilcoini podr\u017eani kriptovalutom tako\u0111er su <strong>prekomjerno kolateralizirani<\/strong> <strong>osigurati od oscilacija u cijenama potrebnih kolaterala u kriptovaluti<\/strong>. Na primjer, ako \u017eelite kupiti DAI stablecoine u vrijednosti od 1000 USD, morate polo\u017eiti 2000 USD ETH &#8211; to odgovara omjeru kolaterala od 200%. Ako tr\u017ei\u0161na cijena ETH padne, ali ostane iznad odre\u0111enog praga, vi\u0161ak kolaterala zadr\u017eava cijenu DAI kao tampon za odr\u017eavanje stabilnosti. Me\u0111utim, ako cijena ETH padne ispod odre\u0111enog praga, kolateral se vra\u0107a u pametni ugovor radi likvidacije CDP-a.<\/p>\n\n\n<div id=\"ub_divider_5e28315d-4afd-4ccf-8863-4027c0d89d5e\"><hr class=\"ub_divider\" ><\/hr><\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"5-algoritamski-stabilni-nov%C4%8Di%C4%87i-\"><strong>Algoritamski stabilni nov\u010di\u0107i<\/strong><\/h4>\n\n\n\n<p>Algoritamski stabilni nov\u010di\u0107i <strong>ne koriste ni fiat ni kriptovalutu kao kolateral<\/strong>. Umjesto toga, njihova stabilnost cijena rezultat je upotrebe specijaliziranih algoritama i pametnih ugovora<strong> <\/strong>koji upravljaju opskrbom tokena u optjecaju. Algoritamski sustav stablecoina smanjit \u0107e broj tokena u optjecaju kada tr\u017ei\u0161na cijena padne ispod cijene fiat valute koju prati. Me\u0111utim, ako cijena tokena prema\u0161i cijenu fiat valute koja ga slijedi, novi tokeni ulaze u optjecaj, prilago\u0111avaju\u0107i vrijednost stablecoina prema dolje. Kao \u0161to mo\u017eete vidjeti u ovom slu\u010daju <a href=\"https:\/\/sportske-kladionice.com\/kako-izracunati-koeficijent-marginu-kladionice\/\" target=\"_blank\" rel=\"noreferrer noopener\">margina gre\u0161ke<\/a> je svedena do minimuma. <\/p>\n\n\n\n<p>Ova vrsta stablecoina ozbiljno je dovedena u pitanje kada <strong>se Terra&#8217;s UST odvojio od vrijednosti od 1 USD<\/strong>. O debaklu se naveliko pisalo, a za one koje zanima, prila\u017eemo <a href=\"https:\/\/www.joker.si\/popolni-mrk-lune-padec-za-99\/\" target=\"_blank\" rel=\"noreferrer noopener\">na\u0161 \u010dlanak<\/a>.<\/p>\n\n\n<div id=\"ub_divider_baf9ab59-267d-4fe3-b9d8-e11be0f9fa1e\"><hr class=\"ub_divider\" ><\/hr><\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"6-robno-podr%C5%BEani-stabilni-nov%C4%8Di%C4%87i-\"><strong>Robno podr\u017eani stabilni nov\u010di\u0107i<\/strong><\/h4>\n\n\n\n<p>Ovi stabilcoini su podr\u017eani fizi\u010dkom imovinom kao \u0161to su <strong>plemeniti metali, nafta ili nekretnine<\/strong>. Najpopularnija roba za osiguranje je zlato; Tether Gold (XAUT) i Paxos Gold (PAXG)<strong> <\/strong>dva su najlikvidnija stabilna nov\u010di\u0107a podr\u017eana zlatom. Me\u0111utim, trebali biste biti svjesni da cijene ove vrste robe mogu varirati (i vjerojatnije je da \u0107e varirati), pa tako\u0111er mogu izgubiti vrijednost.<\/p>\n\n\n\n<p>Ove vrste stablecoina omogu\u0107uju ulaganje u imovinu koja ina\u010de nije dostupna lokalno. U mnogim je regijama, primjerice, komplicirano i skupo nabaviti zlatnu polugu i prona\u0107i sigurno mjesto za njezino pohranjivanje. Stoga posjedovanje fizi\u010dkih dobara poput zlata i srebra nije uvijek realno. Me\u0111utim, robno podr\u017eani stabilni nov\u010di\u0107i tako\u0111er pru\u017eaju korisnost onima koji \u017eele <strong>zamijeniti tokene za gotovinu ili preuzeti u posjed temeljnu tokeniziranu imovinu<\/strong>. Imatelji stablecoina Paxos Gold (PAXG) mogu ih prodati za gotovinu ili preuzeti zlato. Me\u0111utim, budu\u0107i da zlatne poluge variraju od 370 do 430 po unci, a svaki token predstavlja 1 uncu, korisnici moraju imati najmanje 430 PAXG tokena kako bi mogli iskoristiti tokene.<\/p>\n\n\n\n<p>Iako je mogu\u0107nost razmjene stabilnih kovanica podr\u017eanih zlatom za fizi\u010dko zlato univerzalna na svim aktivnim platformama, drugi stabilni kovanici podr\u017eani robom nemaju istu korist. Na primjer, <strong>venezuelanski stablecoin Petro ne mo\u017ee se zamijeniti za barel nafte<\/strong>. Iako su stabilcoini potpomognuti drugim robama kao \u0161to su nekretnine dospjeli na naslovnice posljednjih godina, nedostatak aktivnih projekata ote\u017eava daljnje usporedbe.<\/p>\n\n\n<div id=\"ub_divider_5974e3c1-3eec-4ca6-b11a-87f15134595f\"><hr class=\"ub_divider\" ><\/hr><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"7-koji-su-najpopularniji-stabilcoini-\"><strong>Koji su najpopularniji stabilcoini?<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"8-tether-usdt-\"><strong>Tether (USDT)<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"300\" src=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins2.png\" alt=\"\" class=\"wp-image-3790\" srcset=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins2.png 1000w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins2-300x90.png 300w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins2-768x230.png 768w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins2-133x40.png 133w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins2-107x32.png 107w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins2-267x80.png 267w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins2-450x135.png 450w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n<p>Tether (USDT) jedan je od najstarijih stabilnih kovanica, lansiran 2014. i jo\u0161 uvijek najpopularniji. To je jedna od najve\u0107ih kriptovaluta na svijetu po tr\u017ei\u0161noj kapitalizaciji. Glavni slu\u010daj upotrebe za USDT je brz prijenos novca izme\u0111u razmjena kako bi se iskoristile mogu\u0107nosti arbitra\u017ee kada se cijene kriptovaluta na dvije razmjene razlikuju &#8211; <strong>trgovci mogu zaraditi na toj razlici.<\/strong> No prona\u0161ao je i druge svrhe: kineski uvoznici stacionirani u Rusiji tako\u0111er su koristili USDT za slanje vrijednosti u milijunima dolara preko granice, zaobilaze\u0107i stroge kontrole kapitala u Kini.<\/p>\n\n\n\n<p>Tether Ltd., koja izdaje USDT, bila je upletena u 22-mjese\u010dnu pravnu bitku s Uredom dr\u017eavnog tu\u017eitelja New Yorka zbog optu\u017ebi da je Bitfinex (Tetherova sestrinska tvrtka) koristio sredstva koja je preuzeo od Tethera kako bi pokrio <strong>manjak od 850 milijuna dolara<\/strong>. Naposljetku, slu\u010daj je rije\u0161en 23. velja\u010de 2021., pri \u010demu su Tether i Bitfinex morali platiti 18,5 milijuna dolara i podnijeti tromjese\u010dna izvje\u0161\u0107a za sljede\u0107e dvije godine koja prikazuju Tetherove rezerve stablecoina.<\/p>\n\n\n<div id=\"ub_divider_47e265ad-2dc3-4832-b3bc-0d6035fa6e16\"><hr class=\"ub_divider\" ><\/hr><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"9-usd-kovanica-usdc-\"><strong>USD kovanica (USDC)<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"300\" src=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins3.png\" alt=\"\" class=\"wp-image-3791\" srcset=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins3.png 1000w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins3-300x90.png 300w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins3-768x230.png 768w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins3-133x40.png 133w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins3-107x32.png 107w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins3-267x80.png 267w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins3-450x135.png 450w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n<p>USD Coin pokrenut je 2018. godine i njime zajedni\u010dki upravljaju Circle i Coinbase kroz konzorcij Center. Kao i Tether prije nego \u0161to je pre\u0161ao na &#8220;mje\u0161avinu&#8221; kolaterala, <strong>USD Coin je vezan za ameri\u010dki dolar<\/strong>, a njegova cirkuliraju\u0107a ponuda je oko 54 milijarde dolara u vrijeme pisanja. Do 2023. ponuda \u0107e dosegnuti 190 milijardi dolara, navodi Circle u nedavnoj prezentaciji ulaga\u010dima.<\/p>\n\n\n\n<p>Circle je 8. srpnja 2021. objavio planove za izlazak na berzu putem spajanja SPAC- a vrijednog 4,5 milijardi dolara s Concord Acquisition Corp. Vijest dolazi mjesec dana nakon \u0161to je Circle zatvorio rundu financiranja od 440 milijuna dolara uz sudjelovanje velikih imena u industriji kao \u0161to su <strong>FTX, Digital Currency Group (CoDesk-ova mati\u010dna tvrtka) i Fidelity Management<\/strong> <strong>and Research Company (FMR Co.)<\/strong>.<\/p>\n\n\n<div id=\"ub_divider_5b17dc0b-308e-4f0e-8307-2e8cec19f6b8\"><hr class=\"ub_divider\" ><\/hr><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"10-dai-dai-\"><strong>Dai (DAI)<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"300\" src=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins4.png\" alt=\"\" class=\"wp-image-3792\" srcset=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins4.png 1000w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins4-300x90.png 300w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins4-768x230.png 768w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins4-133x40.png 133w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins4-107x32.png 107w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins4-267x80.png 267w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins4-450x135.png 450w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n<p>Dai radi na MakerDAO protokolu i stabilni je coin na <a href=\"https:\/\/www.joker.gg\/hr\/kriptovalute\/kako-zaraditi-ethereumom\/\">Ethereum blockchainu<\/a>. Dai je stvoren 2015. godine i vezan je za ameri\u010dki dolar, a podr\u017ean eterom. Za razliku od drugih stablecoina, <strong>MakerDAO namjerava decentralizirati Dai<\/strong>. Umjesto sredi\u0161njeg tijela za kontrolu stablecoina, to rade pametni ugovori iz Ethereuma &#8211; koji kodiraju pravila koja se ne mogu mijenjati.<\/p>\n\n\n\n<p>Me\u0111utim, ovaj inovativni model i dalje donosi probleme: na primjer, kada pametni ugovori ne rade to\u010dno kako je zami\u0161ljeno. U 2020. zloupotrijebljeni su, <strong>\u0161to je rezultiralo gubitkom od<\/strong> <strong>8 milijuna dolara<\/strong>. Ovoliki gubici su ne\u0161to \u0161to ulaga\u010di nikako ne vole da vide.<\/p>\n\n\n<div id=\"ub_divider_faa7158a-ee31-4b16-904c-94288486ba85\"><hr class=\"ub_divider\" ><\/hr><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"11-binance-usd-busd-\"><strong>Binance USD (BUSD)<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"300\" src=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins5.png\" alt=\"\" class=\"wp-image-3793\" srcset=\"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins5.png 1000w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins5-300x90.png 300w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins5-768x230.png 768w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins5-133x40.png 133w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins5-107x32.png 107w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins5-267x80.png 267w, https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2025\/04\/stabilni-coins5-450x135.png 450w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n<p>Binance USD jedan je od <a href=\"https:\/\/www.joker.gg\/hr\/kriptovalute\/binance-coin-predvidanje-vrijednosti\/\">najpopularnijih stabilnih kovanica na kripto tr\u017ei\u0161tu<\/a>. Ove stablecoine kreirala je <strong>jedna od najve\u0107ih kripto burzi &#8211; Binance<\/strong>. To je u osnovi Binance kriptovaluta koja je vezana za ameri\u010dki dolar. To je jedan od naj\u010de\u0161\u0107e kori\u0161tenih stabilnih kovanica na tr\u017ei\u0161tu, pogotovo jer je Binance najve\u0107a burza po obujmu trgovanja.<\/p>\n\n\n<div id=\"ub_divider_78ab5422-5277-4b0e-ad7c-012cd0e24ca4\"><hr class=\"ub_divider\" ><\/hr><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"12-stablecoin-nedostaci-\"><strong>Stablecoin: Nedostaci<\/strong><\/h2>\n\n\n\n<p>Stablecoinovi imaju neke nedostatke koje treba uzeti u obzir. Zbog na\u010dina na koji su stablecoini obi\u010dno postavljeni, oni imaju druge slabe to\u010dke od drugih kriptovaluta.<\/p>\n\n\n\n<div class=\"wp-block-group has-mercury-clouds-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Centralizirani rad i izdavanje<\/strong>: Dok tehnologija lanca blokova i kriptovalute utjelovljuju pojam decentralizacije, stabilni nov\u010di\u0107i donose prirodu centralizacije, posebno kada je rije\u010d o potpornim fondovima. Osiguravanje da svaki nov\u010di\u0107 u optjecaju ima istu pri\u010duvnu vrijednost zahtijeva tim koji cijeli sustav vi\u0161e naginje prema centraliziranoj strukturi.<\/li>\n\n\n\n<li><strong>Geopolitika<\/strong>: Visoka razina regulacije, podre\u0111enost sredi\u0161njoj banci ili vladi i osjetljivost na vladinu intervenciju.<\/li>\n\n\n\n<li><strong>Nedostatak transparentnosti<\/strong>: Nekoliko stablecoina javno je kritizirano zbog netransparentnosti u pogledu svojih rezervi. Tether je, na primjer, do\u017eivio niz javnih negodovanja oko toga ima li tvrtka dovoljno rezervi, \u0161to je dovelo do kazni i propisa ameri\u010dke vlade.<\/li>\n\n\n\n<li><strong>Rizik druge ugovorne strane<\/strong>: Ako se rezerve dr\u017ee u banci ili drugoj tre\u0107oj strani, potencijalna ranjivost je rizik druge ugovorne strane. Pitanje je: ima li subjekt stvarno osiguranje za koje tvrdi da ima? Na primjer, ovo je bilo pitanje koje se \u010desto postavljalo Tetheru odr\u017eava li istinsku pokrivenost 1-1 izme\u0111u USDT tokena i ameri\u010dkih dolara. U najgorem slu\u010daju, rezerve koje podupiru stablecoin mogle bi se pokazati nedostatnima za otkup svake jedinice, \u0161to bi moglo poljuljati povjerenje u coin.<\/li>\n\n\n\n<li><strong>Potreba za skrbnikom od povjerenja<\/strong>: Kriptovalute su stvorene kako bi zamijenile posredni\u010dke tvrtke kojima se obi\u010dno povjerava novac korisnika. Po samoj svojoj prirodi, brokeri imaju kontrolu nad tim novcem; obi\u010dno mogu, na primjer, sprije\u010diti odvijanje transakcije. Neki stablecoini ponovno dodaju opciju obustave transakcija.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n<div id=\"ub_divider_e4da5fb3-e46d-4ec6-9b87-348d7e493610\"><hr class=\"ub_divider\" ><\/hr><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"13-%C5%A1to-ka%C5%BEu-regulatori-\"><strong>\u0160to ka\u017eu regulatori?<\/strong><\/h2>\n\n\n\n<p>Dok regulatori diljem svijeta poku\u0161avaju uspostaviti pravila za kripto tr\u017ei\u0161te, neki su izdvojili stablecoine kao poseban <strong>rizik za financijsku stabilnost <\/strong>&#8211; na primjer, ako previ\u0161e ljudi poku\u0161a unov\u010diti svoje stablecoine odjednom. Vjetar u jedra regulatora tako\u0111er je izazvao debakl Terra s UST stablecoinom. U svom izvje\u0161\u0107u o stabilnosti, ameri\u010dki Fed upozorio je <a href=\"https:\/\/www.joker.gg\/hr\/sto-reci-prijatelju-koji-je-kripto-skeptik\/\">da su stabilcoini ranjivi za ulaga\u010de<\/a>, jer su poduprti imovinom koja mo\u017ee izgubiti vrijednost ili postati nelikvidna tijekom tr\u017ei\u0161nih previranja. Stoga bi se bijeg od stablecoina mogao preliti u tradicionalni financijski sustav.<\/p>\n\n\n<div id=\"ub_divider_b9f80244-1b16-4e08-9308-618f86861605\"><hr class=\"ub_divider\" ><\/hr><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"14-kad-podvu%C4%8Demo-crtu-\"><strong>Kad podvu\u010demo crtu<\/strong><\/h2>\n\n\n\n<p>Mnogi trgovci uklju\u010dili su stabilne kovanice u svoje portfelje kako bi se za\u0161titili od pada kripto ili fiat tr\u017ei\u0161ta. Ovu digitalnu imovinu tako\u0111er koriste tvrtke diljem svijeta za pla\u0107anje uz prednosti digitalnih valuta i bez rizika od volatilnosti. Uz poslovne platforme koje ulaze u polje <strong>zbog golemih nagrada i profita<\/strong>, procjenjuje se da \u0107e stablecoini biti pokreta\u010dka snaga digitalne ekonomije u budu\u0107nosti. Naravno, moramo shvatiti da je ovo nova industrija i da je put do &#8220;stabilnosti&#8221; jo\u0161 dug. Na to nas podsje\u0107aju mnogi neuspjesi u nedavnoj pro\u0161losti.<\/p>\n\n\n<div id=\"ub_divider_4d85430f-1dcb-4090-ab64-4b39cd9f32e9\"><hr class=\"ub_divider\" ><\/hr><\/div>\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"15-podelite-na%C5%A1-sadr%C5%BEaj-na-dru%C5%A1tvenim-mre%C5%BEama\">Podelite na\u0161 sadr\u017eaj na dru\u0161tvenim mre\u017eama:<\/h3>\n\n\n<div class=\"wp-block-ub-social-share\" id=\"ub-social-share-a1030837-d5c9-4b16-a929-7ef16a9efe7f\">\n\t\t<div class=\"social-share-icons align-icons-center orientation-icons-row\"><a aria-label=\"facebook-logo\" target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fwww.joker.gg%2Fhr%2Fkriptovalute%2Fstablecoin%2F&#038;title=%C5%A0to%20su%20stablecoini%20ili%20stabilni%20nov%C4%8Di%C4%87i%3F\" class=\"ub-social-share-facebook-container\">\n\t\t<span class=\"social-share-icon ub-social-share-facebook\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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210.8-67.9 210.8-151.7 0-8.4-.9-17.2-3.1-25.1 49.9-25.6 31.5-99.7-23.8-99.7zM129.4 308.9c0-22 17.6-39.7 39.7-39.7 21.6 0 39.2 17.6 39.2 39.7 0 21.6-17.6 39.2-39.2 39.2-22 .1-39.7-17.6-39.7-39.2zm214.3 93.5c-36.4 36.4-139.1 36.4-175.5 0-4-3.5-4-9.7 0-13.7 3.5-3.5 9.7-3.5 13.2 0 27.8 28.5 120 29 149 0 3.5-3.5 9.7-3.5 13.2 0 4.1 4 4.1 10.2.1 13.7zm-.8-54.2c-21.6 0-39.2-17.6-39.2-39.2 0-22 17.6-39.7 39.2-39.7 22 0 39.7 17.6 39.7 39.7-.1 21.5-17.7 39.2-39.7 39.2z\" \/><\/svg><\/span><span>post<\/span><\/a><a aria-label=\"tumblr-logo\" target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.tumblr.com\/widgets\/share\/tool?canonicalUrl=https%3A%2F%2Fwww.joker.gg%2Fhr%2Fkriptovalute%2Fstablecoin%2F&#038;title=%C5%A0to%20su%20stablecoini%20ili%20stabilni%20nov%C4%8Di%C4%87i%3F\" class=\"ub-social-share-tumblr-container\">\n\t\t<span class=\"social-share-icon ub-social-share-tumblr\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"fill:#001935\" fill=\"#001935\" width=\"20\" height=\"20\" viewBox=\"0 0 320 512\"><path d=\"M309.8 480.3c-13.6 14.5-50 31.7-97.4 31.7-120.8 0-147-88.8-147-140.6v-144H17.9c-5.5 0-10-4.5-10-10v-68c0-7.2 4.5-13.6 11.3-16 62-21.8 81.5-76 84.3-117.1.8-11 6.5-16.3 16.1-16.3h70.9c5.5 0 10 4.5 10 10v115.2h83c5.5 0 10 4.4 10 9.9v81.7c0 5.5-4.5 10-10 10h-83.4V360c0 34.2 23.7 53.6 68 35.8 4.8-1.9 9-3.2 12.7-2.2 3.5.9 5.8 3.4 7.4 7.9l22 64.3c1.8 5 3.3 10.6-.4 14.5z\" \/><\/svg><\/span><span>share<\/span><\/a><\/div>\n\t<\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"16-%C4%8Desto-postavljana-pitanja\">\u010cesto postavljana pitanja<\/h2>\n\n\n<div class=\"wp-block-ub-content-toggle\" id=\"ub-content-toggle-e2a3386c-f407-41c5-b7d9-4131e9562cb5\" data-mobilecollapse=\"true\" data-desktopcollapse=\"true\">\n<div class=\"wp-block-ub-content-toggle-accordion\">\n                <div class=\"wp-block-ub-content-toggle-accordion-title-wrap\"\" aria-controls=\"ub-content-toggle-panel-0-e2a3386c-f407-41c5-b7d9-4131e9562cb5\" tabindex=\"0\">\n                    <p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-e2a3386c-f407-41c5-b7d9-4131e9562cb5\"><strong>Da li postoji neki Bitcoin kurs?<\/strong><\/p><div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span>\n                    <\/div><\/div><div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-0-e2a3386c-f407-41c5-b7d9-4131e9562cb5\">\n\n<p>Na internetu postoji veliki broj sadr\u017eaja koji se bavi ovom temom. Prema na\u0161em mi\u0161ljenju nije potrebno pla\u0107ati kurseve, po\u0161to postoji dosta besplatnog sadr\u017eaja koji je kvalitetan. Bolje je provesti neku vreme istra\u017eivati validnost besplatnih informacija nego pla\u0107ati Bitcoin kurs koji mo\u017ee ko\u0161tati po nekoliko stotina eura. <\/p>\n\n<\/div><\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\">\n                <div class=\"wp-block-ub-content-toggle-accordion-title-wrap\"\" aria-controls=\"ub-content-toggle-panel-1-e2a3386c-f407-41c5-b7d9-4131e9562cb5\" tabindex=\"0\">\n                    <p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-e2a3386c-f407-41c5-b7d9-4131e9562cb5\"><strong>Koje su najbolje kriptovalute za ulaganje?<\/strong><\/p><div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span>\n                    <\/div><\/div><div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-1-e2a3386c-f407-41c5-b7d9-4131e9562cb5\">\n\n<p>Ovo je vrlo te\u0161ko pitanje. Kriptovalute su visoko volatilne, \u0161to zna\u010di da se njihova cijena menja svakog dana. Prema nekim istra\u017eivanjima najbolje su kriptovaulte koje su proverene, kao \u0161to su Bitcoin, Ethereum ili Solana. Me\u0111utim, ukoliko \u017eelite da probate da ostvarite brzu zaradu na kripto tr\u017ei\u0161tu, probajte da trgujete alernativnim tokenima. <\/p>\n\n<\/div><\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\">\n                <div class=\"wp-block-ub-content-toggle-accordion-title-wrap\"\" aria-controls=\"ub-content-toggle-panel-2-e2a3386c-f407-41c5-b7d9-4131e9562cb5\" tabindex=\"0\">\n                    <p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-e2a3386c-f407-41c5-b7d9-4131e9562cb5\"><strong>Zbog \u010dega se menja cijena Bitcoina?<\/strong><\/p><div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span>\n                    <\/div><\/div><div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-2-e2a3386c-f407-41c5-b7d9-4131e9562cb5\">\n\n<p>Kao i \u0161to tradicionalne valute imaju svoj dnevni kurs, tako se menja i cijena kriptovaluta. Me\u0111utim, za razliku od FIAT valuta na koje mogu da uti\u010du banke u situaciji sa kriptovalutama je malo druga\u010dije. Virtualne valute su decentralizovane i na njih ne mogu da uti\u010du banke. Na cijenu Bitcoina isklju\u010divo uti\u010de ponuda i potra\u017enja. <\/p>\n\n<\/div><\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\">\n                <div class=\"wp-block-ub-content-toggle-accordion-title-wrap\"\" aria-controls=\"ub-content-toggle-panel-3-e2a3386c-f407-41c5-b7d9-4131e9562cb5\" tabindex=\"0\">\n                    <p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-e2a3386c-f407-41c5-b7d9-4131e9562cb5\"><strong>Koja je najbolja Hrvatska kriptovaluta?<\/strong><\/p><div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span>\n                    <\/div><\/div><div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-3-e2a3386c-f407-41c5-b7d9-4131e9562cb5\">\n\n<p>Prema na\u0161em skromnom mi\u0161ljenju najbolje je ulagati u Bitcoin ili Ethereum. Sa njima ne\u0107ete ostvariti astronomsku zaradu, ali isto tako mala je \u0161ansa da \u0107ete izgubiti velike iznose. Ove dve kriptovalute imaju najmanji procenat rizika \u0161to je najbolje za neiskusne investitore. <\/p>\n\n<\/div><\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\">\n                <div class=\"wp-block-ub-content-toggle-accordion-title-wrap\"\" aria-controls=\"ub-content-toggle-panel-4-e2a3386c-f407-41c5-b7d9-4131e9562cb5\" tabindex=\"0\">\n                    <p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-e2a3386c-f407-41c5-b7d9-4131e9562cb5\"><strong>Gde se mo\u017ee na\u0107i pouzdana Bitcoin mjenja\u010dnica?<\/strong><\/p><div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span>\n                    <\/div><\/div><div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-4-e2a3386c-f407-41c5-b7d9-4131e9562cb5\">\n\n<p>Na na\u0161em portalu mo\u017eete da prona\u0111ete nekoliko \u010dlanaka koji se bave ovom temom. Na internetu postoji odre\u0111eni broj odli\u010dnih kripto mjenja\u010dnica, koje su sigurne za kori\u0161\u0107enje. Na njima mo\u017eete da kupujete, prodajete ili menjate svoje kriptovalute. <\/p>\n\n<\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Stablecoin je vrsta kriptovalute \u010dija je vrijednost vezana uz vanjsku imovinu, poput ameri\u010dkog dolara ili zlata, radi stabilizacije cijene. To je cjenovno stabilna digitalna imovina koja se pona\u0161a sli\u010dno kao fiat, ali zadr\u017eava mobilnost i korisnost kriptovalute. Na prvi pogled vrlo interesantna tema. Zbog toga smo se odlu\u010dili napraviti ovaj \u010dlanak. Pogledajmo \u0161to su stabilcoini, [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":3301,"parent":616,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ub_ctt_via":"","footnotes":""},"class_list":["post-670","page","type-page","status-publish","has-post-thumbnail","hentry"],"featured_image_src":"https:\/\/www.joker.gg\/hr\/wp-content\/uploads\/2024\/05\/Sta-je-STABLECOIN-JOKER.jpg","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u0160to su stablecoini ili stabilni nov\u010di\u0107i? - Joker.gg<\/title>\n<meta name=\"description\" content=\"Detaljni opis o tome \u0161to je stablecoin. 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